Privacy Policy


Our Privacy Policy and Commitment to Protecting Your Privacy
A.M. Fredericks Underwriting Management Ltd. values you as a customer and
we thank you for your confidence in choosing our company to place your
insurance with one of our approved insurance companies. As a policyholder,
you trust us with your personal information. We respect that trust and want you
to be aware of our commitment to protect the information you share with us in
the course of doing business with us.
How We Use and Disclose Your Information
When you purchase insurance from us, you share personal information so that
we may provide you with the products and services that best meet your needs
and provide the insurance protection you have requested. In order to do this,
we may use and disclose your personal information to:
Communicate with you.
Assess your application for insurance including underwriting and pricing your
policies.
Evaluate claims.
Detect and prevent fraud.
Analyze business results.
Act as required or authorized by law.
We assume your consent for our company to use this information in an
appropriate manner.
All personal information is safeguarded with appropriate security measures.
What We Will NOT Do With Your Information
We do not sell customer information to anyone. Nor do we share customer
information with organizations outside of our associated companies.
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Print Name and Title
Signature of Applicant or Authorized Representative
We Strive to Protect Your Personal Information
All employees, agents, independent brokers and suppliers who are granted
access to customer records understand the need to keep this information
protected and confidential. They know they are to use the information only
for the purposes intended. This expectation is clearly communicated and
reinforced.
We have also established physical and systems safeguards, along with the
proper processes, to protect customer information from unauthorized
access or use.
Your Privacy Choices
You may withdraw your implied consent at any time (subject to legal or
contractual obligation and on providing us reasonable notice) by contacting
our Privacy Officer. Please be aware that withdrawing your consent may
prevent us from providing you with the requested product or service.

If You Need More Information
For more information about our privacy policies and procedures, please
contact our Privacy Officer:

Selena Fredericks
A.M. Fredericks Underwriting Management Ltd.
201-339 Westney Rd. S.
Ajax, Ontario
L1S 7J6
Tel: 905-428-1269 Ext 109
Fax: 905-428-3977